Terms of Service

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access or use the Service.

2. Description of Service

ERISA Scout is a lead intelligence platform that analyzes Form 5500 filings and related data to help financial advisors identify potential business opportunities. The Service provides, among other things:

• Access to analyzed Form 5500 data and compliance indicators
• Lead scoring and ranking based on various signals
• Tools to save, organize, and export lead information
• Provider and plan analytics

We may add, modify, or remove features, data sources, or other aspects of the Service from time to time, including offering certain new features or modules as separate or premium offerings.

3. User Accounts

3.1 Registration

To use the Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary to keep it accurate and complete.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

3.3 Account Termination

We reserve the right to suspend or terminate your account at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

4. Subscriptions and Payment

4.1 Subscription Plans

We currently offer the following options:

• Monthly Subscription: $49 per month, billed monthly
• Lifetime Access: $499 one-time payment

"Lifetime Access" refers to access to the Service for as long as we continue to offer the Service in a commercially reasonable manner. It does not refer to the lifetime of any individual user and does not guarantee that any particular feature, dataset, or integration will remain available or unchanged.

Lifetime Access covers the core functionality of the Service that is generally included in the Lifetime Access plan at the time of your purchase, subject to reasonable updates, improvements, and replacements over time. We may develop and release new or additional features, modules, or products (collectively, "Premium Features") that are not included in Lifetime Access and that may require separate or additional fees, subscriptions, or agreements.

4.2 Billing

For Monthly Subscriptions, you will be billed in advance on a recurring monthly basis. Your subscription will automatically renew unless you cancel it before the renewal date.

4.3 Cancellation

You may cancel your Monthly Subscription at any time through your account settings or by contacting us. Cancellation will take effect at the end of the current billing period. You will continue to have access to the Service until the end of that billing period.

4.4 Price Changes

We reserve the right to modify subscription prices. For Monthly Subscribers, price changes will take effect at the start of the next billing cycle following notice of the change. Lifetime Access holders are not affected by future price increases for new purchasers of the same Lifetime Access plan, but may be required to pay additional fees for Premium Features or new plans that were not part of the original Lifetime Access offering.

4.5 Refunds

Except where required by applicable law or explicitly stated otherwise at the time of purchase, all fees and payments are non-refundable, including fees for Monthly Subscriptions and Lifetime Access. Canceling a Monthly Subscription stops future charges but does not entitle you to a refund for amounts already paid.

4.6 Premium Features and Add-ons

From time to time, we may introduce Premium Features, add-ons, or separate products that provide additional functionality beyond what is included in your current plan. Access to such Premium Features may require a separate subscription, upgrade, or one-time payment, even if you have Lifetime Access to the core Service. Your purchase of Lifetime Access does not automatically include all future Premium Features or separate products we may offer.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Service, other accounts, or computer systems
• Interfere with or disrupt the Service or servers
• Use automated means (such as bots, crawlers, or scrapers) to access the Service without our prior written permission
• Resell, redistribute, or sublicense access to the Service
• Use the data for spam, harassment, or other abusive purposes
• Scrape, data mine, or extract data in bulk from the Service
• Misrepresent your identity or affiliation

6. Intellectual Property and License

6.1 Our Content

The Service, including its original content, features, algorithms, and functionality, is owned by Maudlin Works, LLC and is protected by copyright, trademark, and other intellectual property laws.

6.2 Data Sources

The Form 5500 data displayed in the Service is derived from public filings with the U.S. Department of Labor and other publicly available sources. Our analysis, scoring, enrichment, and presentation of this data are proprietary.

6.3 Your Content

You retain ownership of any notes, list names, tags, or other content you create within the Service. By using the Service, you grant us a worldwide, non-exclusive, royalty-free license to store, process, and use this content as necessary to provide and improve the Service.

6.4 License to Use the Service

Subject to your compliance with these Terms and payment of all applicable fees, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Service for your internal business purposes. You may export or download data from the Service in reasonable amounts for use in your own client and prospecting workflows, but you may not resell, repackage, or provide bulk data exports to third parties as a standalone product or service.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Without limiting the foregoing, we do not warrant that:

• The Service will be uninterrupted, secure, or error-free
• The data will be completely accurate, complete, or up-to-date
• The results obtained from using the Service will be accurate or reliable
• Any errors or defects in the Service will be corrected

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL MAUDLIN WORKS, LLC, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to or use of (or inability to access or use) the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use, or alteration of your transmissions or content

To the extent permitted by law, our total liability for any claims arising out of or relating to the Service or these Terms shall not exceed the amount you paid us in the twelve (12) months preceding the event giving rise to the claim.

9. Indemnification

You agree to defend, indemnify, and hold harmless Maudlin Works, LLC and its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from or related to: (a) your use of the Service; (b) your violation of these Terms; or (c) your violation of any third-party right, including without limitation any intellectual property, confidentiality, or privacy right.

10. Service Availability, Modification, and Termination

We may temporarily or permanently modify, suspend, or discontinue the Service (in whole or in part) at any time, with or without notice, including by removing or limiting access to certain features or data sources.

We may also terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms or if we discontinue the Service in its entirety.

If we permanently discontinue the Service, we may, at our sole discretion and where required by law, offer a partial or pro-rated refund to Lifetime Access purchasers based on their period of use. We are not obligated to maintain the Service or any specific features, datasets, or integrations indefinitely.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

12. Dispute Resolution

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association then in effect. The arbitration shall take place in the State of Delaware, and the arbitrator's decision shall be final and binding.

You agree to resolve disputes with us on an individual basis and waive any right to participate in a class action lawsuit, class-wide arbitration, private attorney general action, or any other representative proceeding.

13. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will provide notice by posting an updated version on the Service and/or by sending you an email. Your continued use of the Service after the effective date of the revised Terms constitutes your acceptance of the updated Terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and any additional terms or policies referenced herein, constitute the entire agreement between you and Maudlin Works, LLC regarding the Service and supersede all prior or contemporaneous agreements, communications, and understandings, whether written or oral.

16. No Legal, Tax, or Investment Advice

The Service provides analytics and tools based on public Form 5500 filings and related data. We do not provide legal, tax, accounting, or investment advice, and nothing in the Service should be interpreted as such.

You are solely responsible for complying with ERISA, securities laws, and all other applicable regulations, and for evaluating any leads or opportunities identified by the Service. You should consult your own legal, tax, compliance, or financial advisors before acting on any information obtained through the Service.

17. Contact Us

If you have any questions about these Terms, please contact us:

• Email: support@erisascout.com